About Us   

Workplace Money Smarts is brought to you by Debra Jacobs and Caroleen Verly. A powerhouse team of financial coaches trained at Harvard and Yale, Caroleen and Deb can change the lives of their workshop participants by building relationships and then understanding and finding solutions to the problems they’re facing.

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Debra Jacobs

Debra is an Accredited Financial Counselor (AFC) and has an Ed.M. from the Harvard Graduate School of Education. She brings years of teaching and coaching experience. Debra has a knack for breaking down sometimes complex concepts into easy-to-understand steps that participants can implement immediately.

Debra is the founder of Money Smart for Life.


Caroleen Verly

Caroleen has a BA in Economics from Yale University and 15 years of experience as a data analyst and budget manager. She has a knack for problem solving and setting up robust systems.

Caroleen is the founder of Untangle Your Money.


Caroleen and Debra are committed to social justice, equity, and sustainability. (We also love coffee, great food, kids, community, all things personal finance, having fun…and especially helping others!)